We have a range of options for those considering bonds and trying to achieve a predictable level of income.
Unlike a Bond Fund, our Fixed Income strategy allows you to maintain complete visibility over each and every bond in your portfolio. Furthermore, you maintain visibility over both the timing and amounts of any coupon or principle repayments, with the ability to pay out any income on a smoothed basis directly to your bank account.
Designed for those seeking an income in excess of that of a bank or building society account and who are prepared to take some additional risk in order to achieve this. It may also appeal to those looking to diversify a larger portfolio comprising other asset classes, such as equities. We guide clients towards a £30,000 minimum investment. The UK Fixed Income strategy is available as part of our Managed Investment Service.
Our Gilt Saver Service is a managed portfolio of directly held bonds that aims to provide a predictable level of income while maintaining a low volatility of capital.
The Fixed Income team actively manage investments primarily in: short-dated UK government bond (gilts), UK government treasury bills (t-bills), sterling denominated short-dated supranational bonds, and short-date bonds issued by government guaranteed organisations.
Designed for investors seeking a reliable income similar or better than that available from bank savings accounts and fixed term deposits. They suit investors requiring easy access to their funds with a short time horizon or a specific foreseeable call on capital. And benefit from the ability to maximise absolute returns (or post tax returns for higher rate tax payer).
Please do remember that as with all investments, your capital is at risk. Past Performance is not an indication of future performance. Tax treatment depends on individual circumstances and may be subject to change in future.
We believe working with a Wealth Planner is the most effective way to make your finances go further, as our team can advise how to structure your finances and investments in a tax-efficient manner.
Taking an integrated approach to managing your wealth offers the best of both worlds, as your Wealth Planner can structure your investments to maximise tax efficiency while your Investment Manager can construct your portfolio to optimise performance.
This allows you to benefit from the input of two experts who will work in partnership to deliver an efficient and effective wealth management strategy tailored to your unique circumstances.
Our dedicated and experienced teams offer advised and managed investing services, delivered in parallel with wealth planning and portfolio structuring services.
Past performance is not an indicator of future results
We believe that our combined expertise in wealth planning and investing sets us apart from other wealth managers and builds wealth in the most sustainable way, to ensure our clients’ portfolios are optimised for growth over the long term.
Wealth planning is about much more than managing money well. Paying off debt, building up cash savings and setting up a pension are all smart financial steps to take, but there are many more moments throughout life that could benefit from wealth planning expertise.
Our focus is on putting money in the right places, so your wealth grows as you do. Whether you need to save, invest, or both to meet your financial ambitions, our Wealth Planning Service offers professional advice that can save you time and worry – now and in the future.
Please do remember that as with all investments, your capital is at risk. Past Performance is not an indication of future performance. Tax treatment depends on individual circumstances and may be subject to change in future.
We have a rich history of building and advising on investment portfolios. Our Advisers possess extensive and deep expertise in investment management, operating a range of services to meet different goals and support portfolio diversification.
Our in-house specialist teams invest in a broad range of asset classes, including:
We also offer a Wealth Planning Service, as we believe working with a Wealth or Financial Planner is the most effective way to maximise your investments.
Our client portal, myKillik, gives you around the clock access to your accounts, our latest investment ideas and content library, both online and via your mobile or tablet.
Past performance is not an indicator of future results